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Discover Network is a different kind of payments network. We go beyond just credit cards to offer innovative products and programs designed to build loyalty, increase traffic and generate revenue.
By updating your POS applications and PC software to support the expanded
Discover Network IIN Ranges, you can build loyalty with your customers, increase transaction volume and generate more revenue opportunities.
While updating to the current IIN Ranges, you may also be able to enable your POS applications and PC software for other Discover Network products and programs. Speak with your Acquirer, Acquirer Processor or Merchant Processor about the specific POS requirements for:
Discover Network Zip
Zip is an innovative payment solution that enables fast, secure transactions via contactless technology. Consumers simply touch a payment device to a Zip-enabled point-of-sale terminal to make a payment — making it easy to make a purchase and be on their way. Issuers, merchants and acquirers can benefit from increased volume and loyalty.
Cash Over
Discover Network is the only card payments network that offers its credit cardholders the opportunity to obtain cash over the amount of their purchase without additional fees at the point of sale. It’s a great one-stop shopping tool that increases loyalty to participating retailers.
By providing cardholders with more convenience and utility on one card, Cash Over can help drive volume and create lasting relationships. Cash Over's success has even been recognized by Cards & Payments for combining the benefits of an ATM with a credit card, and was honored as one of the Best New Products for 2007.
Recurring Payments
Discover Network Recurring Payments offers a convenient way to save cardholders time by providing an automatic payment method for recurring and installment charges.
For Discover® Network Merchants, Recurring Payments is an easy way to increase retention, improve customer satisfaction and reduce operational expenses.
The many uses of Recurring Payments include:
- Recurring bill
- Subscription
- Installment
- Automatic funding
- Card-on-file
Debit
Discover Network offers a comprehensive debit program without all the complication. Using the PULSE platform, Discover Debit products offer competitive revenue along with lower network expenses and fees. Discover Debit Cards are accepted at millions of merchant locations and provide network security, along with service and support that raises the bar for the entire payments industry.
The Discover Debit Consumer Card is like a traditional debit card that can be used at an ATM or can be used like a credit card at any participating merchant. The cards are backed by ID theft and fraud protection, along with a diverse range of benefits that make Discover Debit an attractive alternative to cash.
The Discover Debit Business Card is a debit card designed specifically to serve the payment needs of the small business segment. By offering small businesses tailored benefits like a human resources consultant and an attorney on call, the Discover Debit Business Card creates powerful opportunities to increase volume and build loyalty with the small business market.
Prepaid
Discover Network Prepaid Cards offer the features and flexibility to create new revenue opportunities. Stacked with an array of benefits, such as zero floor limits (100% authorization), flexible branding guidelines, quick setup support and access to innovative marketing programs, Discover Network Prepaid Card Programs can help grow businesses while meeting the needs of a broad spectrum of customers.
A variety of programs and card options are available, including Non-Reloadable Programs (Gift cards, Incentive/Rebate cards, Experiential cards) and Reloadable Programs (General Spend cards, Payroll cards, Campus cards, J-Hook cards).
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